Polaris Bank Transfer code: Everything you need to know

Polaris bank transfer code is one of the most used features of the bank’s mobile banking USSD code. On this page, we will talk about this dedicated USSD code for transferring funds from Polaris bank accounts using just your mobile phone. You will know how you can use the Polaris mobile banking code to make. Dial *833# >> Reply 6 (check account balance) >> Enter nuban account number >> Create 4-digit transfer PIN >> Your balance will be displayed to you. That’s it you have successfully activated your account and number on this platform.

Before you can send money from your account using a USSD code, you have to first register on the platform. Don’t worry it is very easy and it is free. So just follow the steps below.

Also check: Zenith Bank Transfer code: Everything you need to know

How to transfer funds from Polaris bank to other banks

Like other banks, it is simple and quite efficient but unlike other major banks in Nigeria, such as Guarantee trust bank, Access Bank, Zenith Bank, the services aren’t that great.

Here is how to transfer funds, money from Polaris bank to other banks in Nigeria. There are two methods that can be used to do this. Remember that, it must be done from your phone line registered with Polaris Bank (alert line)

Method 1:

*. Dial *833*Amount*Account Number# (e.g. *833*1000*1234567890#)
*. Select the bank of the account you want to transfer to
*. Verify the account Name
*. Select which of your accounts you want to transfer from
*. Enter your PIN to complete the transaction

Method 2:

*. Dial *833# and select option 3 (Transfers) or Dial *833*3#
*. Select the account to debit
*. Select receiver’s bank
*. Enter the Account Number you would like to transfer to and click ‘Send’
*. Confirm the Account name and enter the ‘Amount’ to transfer
*. Enter your Pin

Polaris Bank Transfer Code

  • Using the mobile phone linked to your bank account, dial this *833*7000*3987654321# (The amount and account number entered here are examples. You can replace them with how much you want to send and the recipient’s account number).
  • After you have dialed the code, the next thing is to enter your mobile banking PIN to authenticate the funds transfer. (The PIN is the four (4) digit security code you selected when you were registering first for the mobile banking service.
  • If you are yet to do the USSD banking registration, follow the instructions on your screen to do it and receive your security PIN for authorizing any form of transactions on your account).
  • Next, you will be asked to select the bank of the recipient from a list that will be displayed on your screen. Select “Polaris bank” from the list if you are sending money to a Polaris bank account holder. If the recipient is an account holder in other banks, select the appropriate one from the list shown on your screen.
  • Confirm the recipient name and proceed with the transaction

If the transaction is successful, you will receive a debit alert next with the amount you transferred alongside the transaction charge.

Polaris Bank transfer Code Features

Below contains the top list of features and benefits of using Polaris bank codes for completing bank transactions:

*. It is safe

*. It is secured

*. It is efficient

*. You can transfer funds – Dial *833*AMOUNT*ACCOUNTNUMBER#

*. You can open an account – *833*1#

*. You can buy airtime:
– Buy Airtime (self) Dial *833*AMOUNT
– Buy Airtime (others) Dial *833*AMOUNT*PHONENUMBER#

*. You can pay utility bills, subscriptions fees, and fund your Bet9ja account – *833*2#

*. Check account balance – *833*6#

This is Polaris Bank’s Smart Code, a smart banking solution. And the services that are available on *833#, include the following Account Opening, Bills Payments, Funds Transfers, Hotlist Cards, and Balance Enquiry.

How to register for Polaris *833# Smart Banking

If you are not signed up on Polaris Mobile, you can also create your personal four-digits pin, please follow the steps below:

*. Dial *833# from your Polaris Bank registered line
*. Select option 6 to check your balance
*. Follow the prompts to enter your account Number
*. Enter any 4 digit number to be used as a PIN
*. Balance is displayed
*. You are now registered for *833# Smart Banking.

How do I change my PIN on *833#

If you ever felt like your PIN is compromised, like if you feel that your PIN is no longer safe, then you can easily decide to change the code, using the below methods:

*. Dial *833# from your phone line registered with Polaris Bank
*. Select option 9 or * on the menu (other services) click on send
*. Select option 1 for change pin
*. Select the account number you would like to change pin for
*. Enter your current pin or default pin (where a PIN reset has been done) in the ‘OLD PIN” field and send
*. Enter your new preferred Pin in the ‘New Pin’ field
*. Re-Enter your new preferred PIN to confirm and that is it.

That is how to initiate and complete a transfer using the bank’s USSD banking service. Do you have any question bothering your mind about using *833# to send money to someone? Find out if it is among the questions we have already answered in the section below.

Charges on Polaris Smart bank transactions

Well, like other bank’s transfer code, you will still have to pay for the services rendered. But this time around, you will be charged by your network provider.

For instance, all networks are charged 1 Naira for every 20 seconds (3 Naira per minute) and all networks are required to have at least N10 Airtime credit in order to be able to use this service. Below contains the charges:

a. Balance Enquiry N10.50
b. Transfers (Same Bank) N10.50
c. Transfers (Different Bank) N52.50
d. Bill Payments (PHCN, DSTV) N105
e. Bill Payments (LCC) N52.50
f. Bill Payments (Bet9ja) N52.50
All other services on *833# smart banking are not charged.

Frequently Asked Questions & Their Answers

Here are some of the common questions people ask about Polaris bank transfer code *833# and their accurate answers.

1.) What is the highest amount I can send per time and charges?

The maximum you can transfer in a day is 50,000 Naira. Your network provider will also charge you between 1 – 5 Naira. The transfer charges including VAT (Value Added Tax) is 10, 20, 50 Naira to other banks depending on how much you are sending and 10.5 Naira to another Polaris account.

2.) Does the code work for only savings accounts?

No, the mobile banking code doesn’t just work for savings accounts alone. It also works for current accounts as well as other types of individual accounts offered by the bank.

3.) How many times am I allowed to use the code in a day?

You can use it as many times as you want. As long as you have not exceeded the daily transfer limit, you are safe.

When it comes to financial technology, Polaris bank has continued to make its mark alongside other big banks in Nigeria.

Did you know that the bank Skye bank (now known as Polaris Bank) was the first to introduce a Naira dominated Mastercard in Nigeria? Before Zenith, UBA, First Bank or GTB had their first Naira Mastercard debit card, Skye Bank already had theirs.

So it is no surprise that they introduced the Polaris Bank code, which has continued to make financial transactions easier for their numerous customers all over the country.

With *833# you no longer need to wait on a queue to transfer money using the ATM or over the counter within the bank. All you need to do to send money to anyone is to use the Polaris Bank transfer code and do that within a blink of an eye.

You don’t need to have airtime or data on your phone line to do it. Just dial the code and follow the guidelines on your screen to do that.


Mobile USSD code has made banking in Nigeria much more easier, faster and safer. This code is not limited to transferring funds, it can also be used to recharge airtime and check account balance.

You can check my previous article on Polaris bank USSD code for full details on them. In the mean time, kindly share this article on Polaris bank transfer code using the social media buttons below.

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