How to get UBA Personal Loan-Direct

Salary earners who do not have UBA account can get up to 10 million naira at 22% per annum
to meet their financial needs. Access to finance to help federal and state civil servants meet their financial needs in times of stiff cash flow. Note that this is for salary earners who do not have UBA who need UBA Personal Loan

Product Features & benefits

  • ·         Convenient repayment period up to 60 months
  • ·         Interest rate as low as 22%
  • ·         One-off management fee of 1%
  • ·         Maximum loan amount of N10million
  • ·         Access up to 50% of your debt service ratio(DSR)

Eligibility Criteria

Also read: How to get UBA FX Cash Backed Loan

  • ·         Duly completed loan application form
  • ·         Valid means of Identification (international passport, national driver’s license, national id card and voters card
  • ·         Copy of customer’s staff ID
  • ·         Pay slips or bank statement of account reflecting salary inflows in the last 6 months
  • ·         Customer’s instruction letter

How to apply for UBA Personal Loan

  • ·         Visit a UBA branch to complete a loan application form.
  • ·         Submit a completed loan application form with supporting documents at any branch
  • ·         Execute an offer letter detailing the loan terms and requirements, following loan approval
  • ·         Loan will be disbursed into salary account domiciled with the Bank