FCMB Token: How To Register Online With Mobile Banking App (2023 update)


FCMB TOKEN is a small hardware device that the owner carries to authorize access to a network service. The device may be in the form of a smart card or may be embedded in a commonly used object such as a key fob. Banks use the token to identify customers. And for you to use any token, it must be given to you by your bank.

Having seen and understood the meaning and use of a token, let’s see How To Generate Token Online With Mobile Banking App Easily. As the name implies, this can only be helpful to FCMB customers.

Also read: FCMB Internet and Mobile Banking (updated)

How To Generate Token Online With Mobile Banking App Easily

Before you can generate the token using the app, you need to first download the FCMB mobile banking app. To do so, here are the steps to follow.

Download the FCMB Mobile App

  • Depending on your device i.e. Android , iOS, Blackberry and Windows, go to your device app store.
  • Type and search for FCMB Online Token App
  • Then, download the app.
  • Finally, install the Online Token App.

Generating the FCMB Token Online

FCMB Token
FCMB Token

To generate the token after downloading the app, here is what you have to do.

  • Log on to FCMB Online (Internet Banking) personal version and click on the “Utilities” menu.
  • Select “FCMB Online Mobile Token”.
  • Select account to debit for the mobile token activation.
  • Input Transaction Password and Authentication Code
  • Click on “Process Request” to register.
  • If Successful, the platform displays “Token Registration Successful” and customer is debited for the charges and the following activation details displayed.
    • Serial Number – 10 digits
    • Activation Code – 21 digits
    • Customer ID
    • QR Code for QR Code activation. (make sure you keep these safe as you may need them later).

How To Activate The FCMB Token App

See: List Of FCMB Sort Code In Nigeria

  • Launch the App, Click on “Enter Details for New User” and input the following:
    • Serial Number – 10 digits
    • Activation Code – 21 digits
    • Customer-ID
  • Click on “Activate”.


FCMB Token
FCMB Token
  • On the App, Click on “Scan QR code for New User”.
  • Phone switches to camera mode.
  • Customer Scan the QR Code with the phone.
  • Input the customer-ID
  • Click on “Activate”.
  • Registration is completed and the Online Token App is ready for use.

Please Note: The Online token app is a software token security application hosted on your mobile device that is used to authenticate transactions on the Online (Web).

This is all on the step on How To Generate the FCMB Token Online With Mobile Banking App Easily. Please share this with others. You can also Talk with an Agent at FCMB

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